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Before even looking for your first house, we can help you get your mortgage Pre Approval. Some realtors may even require this prior to showing homes.

Vista Loans can help you get Pre Approved and on your way to home ownership! Simply fill out our Mortgage Pre-Qualification Form securely on our website.

It is always good to determine how your credit looks. Luckily in this computer age there are many ways for us to easily and quickly check our credit ad credit scores. There are multiple sites out there to check your credit for free. Two that we like are www.annualcreditreport.com and www.creditkarma.com . If you have a credit score below 640, you may want to dive deeper into your report to see if there are opportunities to increase that score. Ways to that would be to correct errors if there are any with the credit bureaus, make sure you are current with all monthly payments, and reduce debt where possible.

Why Should You Get Mortgage Pre Approved with Vista Loans?

  • Know what your payments and costs are to make sure they fit in your budget
  • Make any adjustments to your credit ahead of time in order to get the best deal possible
  • Understand the process from beginning to end to submit your offer to purchase with confidence
  • Be ready to strike when you find the home you love
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